July 15, 2026

4,120 Homes For Sale in Chattanooga: Mid-Year Market Update and What to Expect For the Rest of 2026

4,120 Homes For Sale in Chattanooga: Mid-Year Market Update and What to Expect For the Rest of 2026

We're just over halfway through 2026, so this week, host Blake Watson of Epique Realty breaks down the data from the first half of the year to see where the Chattanooga real estate market really stands, and what to expect for the rest of the year.

In this episode, Blake looks at the latest numbers pulled from the Chattanooga MLS, operated by the Greater Chattanooga Realtors, comparing June 2026 to June 2025 and the first half of 2026 to the first half of 2025.

Topics covered:

Why real estate doesn't behave like the stock market, and what the 2007 to 2010 housing crisis really tells us about long term home values, including how the VW plant announcement helped soften that downturn locally

Inventory update: total listings jumped from 3,334 in June 2025 to 4,120 in June 2026, a 23.6 percent increase year over year, the highest inventory level in more than 10 years

What rising inventory means if you are buying: more homes to choose from and more time to decide

What rising inventory means if you are selling: the importance of pricing your home correctly and presenting it well

Median sale price update: up from 347,000 dollars in June 2025 to 355,000 dollars in June 2026, a 2.25 percent increase that tracks close to the national inflation rate

Sales activity: just over 1,000 homes sold in June 2026 versus 978 in June 2025, a 3.6 percent increase. For the first half of the year, sales rose about 5.5 percent, from 5,024 homes in the first half of 2025 to 5,300 in the first half of 2026

Why Chattanooga has shifted from a seller's market to a balanced market, and what months of inventory tells us about that

Average days on market: up slightly from 54 days in June 2025 to 57 days in June 2026

Interest rate trends in 2026, including the dip below 6 percent early in the year and the increase tied to the war with Iran, plus rising oil and fertilizer prices

Blake's prediction for the rest of 2026: interest rates holding around 6.5 percent, home sales up roughly 5 percent year over year, and prices remaining steady to slightly higher

Whether you are thinking about buying, selling, or just want to understand what is happening in the local market, this episode gives you a clear, data driven look at the Chattanooga real estate market at the midyear mark and where things are headed.

Contact Blake Watson

Phone or text: 423-315-1815

Instagram: @rocknrollblake

Facebook and LinkedIn: Blake Watson

Website: athomeChattanooga.com

Epique Realty office: 888-893-3537 Licensed realtor in Tennessee and Georgia